Optimizing your
Tax-Favored
Health Benefits
Integration
is the key to
optimization.
WHAT
DO WE MEAN BY INTEGRATION?

By carefully combining multiple Tax-Favored Benefits, we produce SmartSpending opportunities for Employers AND Employees.

WHY
IS INTEGRATION ESSENTIAL?

FSA / HRA / HSA have inherent IRS restrictions and limits when used independently; highly-insufficient under today's health plans

HOW
DO WE ACHIEVE INTEGRATION?

Through strategic design, "Smart Card" technology, and advanced communication – the Message of MOR – and next generation account administration.

HOW DO WE ACHIEVE INTEGRATION?

In your current state, most employers offer some of these. Our strategies create a path for you to expand and integrate your current pieces and more.
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