is the key to
DO WE MEAN BY INTEGRATION?
By carefully combining multiple Tax-Favored Benefits, we produce SmartSpending opportunities for Employers AND Employees.
IS INTEGRATION ESSENTIAL?
FSA / HRA / HSA have inherent IRS restrictions and limits when used independently; highly-insufficient under today's health plans
DO WE ACHIEVE INTEGRATION?
Through strategic design, "Smart Card" technology, and advanced communication – the Message of MOR – and next generation account administration.